Integrating Gender Considerations into Different Models of Climate Risk Insurance (CRI)

Gender-responsive Climate Risk Insurance (CRI) schemes can provide risk protection that addresses differences in women and men’s vulnerability to both climate risks, and disaster-induced wellbeing loss. Within this framework in late 2018 the InsuResilience Global Partnership made a clear commitment to take proactive steps to integrate an intentional focus on gender within the execution of its mandate. This commitment was informed by the findings of an initial background paper ‘Applying a gender lens to climate risk finance and insurance’ which identified a gap in the exploration of the gender-dimensions of different models of CRI. The Partnership has subsequently adopted the InsuResilience Vision 2025 to provide climate and disaster risk finance and insurance (CDRFI) to 500 million poor and vulnerable people in developing countries. Building on this, the Partnership commissioned this study, based on desk research and interviews with a range of international stakeholders. It explores the case for integrating gender and a focus on women into different CRI schemes and provider types at the macro-, meso- and micro-levels.